Whole Life Insurance is a type of permanent life insurance that has an investment-like cash value component and stays in effect for as long as you make the premium payments. This results in an accumulation of cash values, which makes whole life insurance a good choice for long-range goals. The guaranteed cash values can provide money later on to help with temporary needs or emergencies.
Whole life insurance can be good for people with complex financial situations or estate planning needs, but term life is the right choice for most shoppers because it’s a cheaper and more straightforward option. AIB will consult with you and educate you to determine the insurance coverage that works best for you.
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