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Home Insurance in Boca Raton

Why Boca Raton?

Beautiful homes are a common sight in this south Florida city. The area offers a country club lifestyle and plenty of coastal living. As a result, Boca Raton is known for their high end real estate market. Boca Raton’s median home price is $343,000.00 for a two bedroom house. However, if you are moving here with a family, you can expect a bit higher price point. Fortunately, Boca Raton offers their residents a safe and beautiful environment to raise a family. The highly desirable housing market is also great for buyers looking for a beach house or to enjoy the amenities of living in a country club. Because of this, Boca Raton is well worth the high price tag.

Insurance Considerations

If you are buying a beach house or a country club house, you will want to make sure you have adequate home insurance. This is because you will need to carefully pick the right home insurance for your property based on the requirements of coastal living. Buyers will need to consider how far or close their property is from the coast. The distance of your home can affect the cost of your home insurance plan. Here are some considerations when purchasing a beach house:

  • Construction
  • HOA
  • Quality and age of roof
  • Distance from water
  • Hurricane durability
  • Potential water damage

Boca Raton is a sought after south Florida city. Therefore, you will want an insurance team that knows how to navigate this complicated process. If buying a coastal house, you will require flood insurance in addition to your home insurance. This type of insurance is to protect your property from the unpredictable Florida weather. Being aware the deductibles of your storm coverage can also help you make a better choice. Because this process can be complicated, it is best to start with a quote.