Commercial Truck and Cargo Insurance

Commercial Truck & Cargo Insurance Solutions

Commercial truck insurance offers vital protection for businesses. You need it when operating work vehicles such as tractor-trailers, straight trucks, semi-trucks, dump trucks, box trucks, and commercial vans. Ultimately, this specialized coverage protects both your business and your employees from catastrophic financial losses. Furthermore, it often helps you meet mandatory legal requirements.

For instance, motor carriers operating in interstate commerce must comply with specific financial responsibility requirements. Federal agencies, such as the Federal Motor Carrier Safety Administration (FMCSA), set these rules. You can therefore review the minimum coverage limits and detailed guidelines directly on their official website.

Key Commercial Truck & Cargo Insurance Coverages

Like standard auto policies, we provide several essential coverage types. These plans specifically help you manage commercial risks:

Primary Liability: First, this mandatory coverage protects you. It activates if you are at fault in an accident.
Physical Damage: In addition, this coverage pays the cost to repair or replace your vehicle. It covers accidents and other covered events, such as theft or weather damage.
Cargo Insurance: This protects the goods or products you are hauling. (You can see more details below.)
Non-Trucking Liability: This also provides coverage when you use a company truck for personal reasons (not for hauling cargo).
General Liability: Finally, this protects against property damage or bodily injury claims arising from your business premises or operations.

Specialized Cargo Insurance

If you haul goods for others, you will likely need specific cargo and/or trailer interchange coverage. At AIB, we provide tailored terms. These depend on the type of cargo you transport (e.g., general freight, refrigerated goods, hazardous materials) and your primary operating routes. Therefore, we ensure your cargo remains protected from common risks like theft, damage, or accidents.

Why Choose AIB for Your Commercial Auto Insurance?

You cannot control every driver on the road. However, you can control your protection with a firm insurance policy. AIB specializes in finding the right commercial auto insurance for your specific needs. This is because we recognize that no two businesses are alike.

Our agency provides robust coverage; consequently, it protects your business in the event of an accident. This protection even includes covering court costs and legal fees if someone files a lawsuit against your company.

Exclusive Savings:

Do you operate a fleet of five or more vehicles? If so, you may qualify for special multi-vehicle discounts!

Protect your business and your fleet now. Choose comprehensive commercial insurance today. AIB is ready to help you get a quote.

Commercial Truck & Cargo Insurance Solutions

Key Commercial Truck & Cargo Insurance Coverages

Specialized Cargo Insurance

Why Choose AIB for Your Commercial Auto Insurance?

Exclusive Savings:

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