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Commercial Truck Insurance Companies in Florida

Which Companies Offer Truck Insurance

Commercial truck insurance companies in Florida can seem endless. In some occasions, without assistance it may overwhelm a business owner who uses commercial trucks. From Progressive, Granada, NITIC, MacNeil Group, and Ascendant Insurance, highlighting the top 5 trucking insurance companies will assist business owners in choosing the best possible coverage that is perfectly suited to them.


Offers commercial truck coverage that is customizable and provides a balance between low-cost and protection. Progressive carries numerous policies with wide range to fit businesses of any and every size. Just a few of the many add-on protections from Progressive include: non-trucking liability, trailer interchange protection, and motor truck cargo. In 2017, Progressive states that the average independent truck driver paid between $561 and $795 per month for commercial truck insurance. This is less than the national average. Along with lower rates, Progressive also provides multiple ways for truck operators to save money. Business owners can get discounts simply by maintaining their CDL (Commercial Driver’s License.)


This Company has offered insurance to businesses throughout Florida for over 33 years.

Besides truck insurance, they offer Commercial Property, Commercial Auto, Pest Control / Exterminator Liability, Garage, Liability, Artisan Contractors Liability, Hotel/Motel Program, Beauty Shop Program, Liquor Liability, Office Program, Restaurant Program, Rental Dwelling Liability, Manufactured, Housing Communities, Church Program, Delicatessen, Convenience, and Grocery Stores,

Gasoline Service Stations with Convenience Stores, Apartments & Condos, as well as Neighborhood Tavern Program.


National Independent Truckers Insurance Company.  Also known as NITIC, have the goal to provide truck insurance that is affordable to independent owner operators and small fleets. NITIC has achieved and maintains a secure rating of B+ (Good) through AM Best and an A+ rating with Better Business Bureau while being licensed to underwrite insurance in 48 states. This company will provide its customers with a wide variety of coverages for everything from tractor trailers to box trucks, vans, pickups, and even dump trucks.

MacNeil Group

This Group was formed in 1989, they began by providing insurance and risk management services from the company’s original home office on Main Street in Cortland, New York. McNeil Group has experienced rapid and continuous growth throughout the years pushing them to be the top of national insurance providers. McNeil Group offers some of the most comprehensive insurance coverages in the industry and will propose a customized insurance package for any business.

Ascendant Insurance

This is one of the fastest growing insurance providers in Florida.

Offering a complete set of insurances at the click of a button. Ascendant specializes in serving the needs of today’s business community. They have developed state of the art risk placement technology. Ascendant Insurance provides from General Liability Insurance to Commercial Auto Insurance, and plenty of more.

Is Commercial Truck Insurance Necessary?

Commercial Truck Insurance is a necessity to have, mainly because it is required to have by law. It is also considered to be a good purchase for a business owner due to the fact that it protects drivers and the owners in the case that there is loss of cargo or liability in an accident. Commercial Truck Insurance Companies in Florida shows that having insurance will not only ensure safety but the safety of others as well, it will also make any process go a lot smoother.

Let us help you to choose the best option for your needs.