Get Commercial Truck Insurance Fast – Quotes for Owner Operators, New Authorities, & Fleets
Fast, competitive truck liability, cargo, and physical damage quotes from top-rated carriers. Keep your trucks moving and FMCSA compliant.
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Secure the Best Rates with Florida’s Trusted Truck Insurance Brokers
Expert Brokers
We understand Florida’s unique compliance laws and freight markets.
Rapid Filings
Fast federal and state insurance filings (BMC-91X, Form E) to avoid downtime.
Custom Policies
From single owner-operators to massive commercial fleets, we scale to your needs.
20+ Years
Serving Florida Businesses
4.9 Google Rating
Based on Hundreds of Reviews
Licensed in Florida
& All 50 States (OH | CA | PA | TX & More)
Comprehensive Trucking Insurance Solutions
We build complete protection plans so you are covered at every mile, terminal, and loading dock.
Primary Auto Liability
Mandatory protection against bodily injury and property damage.
Motor Truck Cargo
Safeguards the freight you carry from theft, damage, or loss.
Physical Damage
Covers your tractor and trailer against collisions, fire, theft, and vandalism.
General Liability
Protects your trucking business from third-party slip-and-fall claims or delivery errors.
Trailer Interchange
Essential coverage for non-owned trailers pulled under a trailer interchange agreement.
Workers' Compensation
Protects your drivers and satisfies Florida state labor requirements.
Why AIB?
At AIB, we understand that trucking is more than a business—it's a livelihood that comes with unique risks and challenges every day.
That's why we take a personalized approach, working alongside our clients as trusted partners rather than simply selling insurance. Whether you operate across multiple states, haul into Canada or Mexico, or transport hazardous materials, we have access to specialized insurance solutions designed to fit your operation.
Our experienced team is here to help you navigate the complexities of the trucking industry, providing knowledgeable guidance and dependable coverage every step of the way.
With AIB, you gain more than an insurance policy—you gain a team committed to protecting your business and keeping you moving forward.
Frequently Asked Questions about Florida Truck Insurance
What are the minimum truck liability insurance requirements in Florida?
Florida truck insurance requirements depend on the weight of your vehicle and the materials hauled. Generally, intrastate trucks over 26,000 lbs. require a minimum of $300,000 in public liability coverage, while interstate trucks regulated by the FMCSA typically require $750,000 to $5,000,000 depending on the cargo.
How quickly can you issue my federal and state filings?
We prioritize immediate state and federal filings. Once you select your policy, our brokers submit your BMC-91X or Form E filings instantly to ensure you stay legal on Florida highways.
Can I get insurance if I am a new authority in Florida?
Yes. We specialize in helping new trucking operations establish their first commercial policies with carriers that welcome new ventures.
